Montana's small business wealth & exit strategy experts
You grew your business, now secure your legacy and financial freedom.
How Dave can help
- Business retirement plans
Whether you're planning for yourself or your team, retirement plans that align with your business goals.
- Business owner financial planning
Bringing personal and business finances into one strategy for cash flow, taxes and long-term wealth.
- Exit and succession planning
Be exit-ready, even if you're not leaving yet.
Start your journey to financial success
As your Montana business advisor, our proven process helps small business owners achieve financial growth, succession, and long-term wealth.
- Trailhead
We begin with a strategy session to define your business goals, challenges, and vision, aligning our plan for your financial future.
- Pick your path
We analyze your business cash flow, net worth, and valuation to map a custom path for growth, exit planning, and wealth building.
- Begin the journey
With your plan in motion, we guide you step-by-step toward your goals, tracking progress and adjusting for business success.
- Reach the view
We celebrate your milestones, review your results, and set new targets, ensuring your business and personal wealth keep growing.
Compare common retirement plans for small business owners
Solo 401(k), safe harbor 401(k), profit sharing, SIMPLE IRA or SEP IRA. Each one has its own rules for who can join, how much goes in and what the business has to contribute.
Download the 2026 comparison chart, then reach out to talk through which plan fits your business.
- 1Solo 401(k)
For a business or self-employed person with no employees other than a spouse.
- 2Safe harbor 401(k)
Any employer. The business makes a required contribution to employees.
- 3401(k) profit sharing
Any employer. The business decides whether to contribute each year.
- 4SIMPLE IRA
For employers with 100 or fewer eligible employees and no other retirement plan.
- 5SEP IRA
Any employer. Funded by employer contributions only.
I found traditional advice didn't address real business struggles, so I built Intrepid to deliver practical, real-world solutions.
My entrepreneurial journey started in 2017, facing the same challenges as many Montana small business owners: operations, cash flow, and tough decisions without a clear plan. After growing and selling my own Montana business, I understand every stage of the small business journey.
Need a tax return or bookkeeping?
Our sister firm, Intrepid Solutions, handles tax prep and bookkeeping from offices in Missoula and Ronan.
Upfront pricing
Our pricing is clear and simple, with no hidden fees and no commissions. You always know your monthly cost, so you can plan with confidence and avoid surprises.
Plan and business assessment
A comprehensive financial plan and business assessment.
Planning and implementation
Continuous support that adapts as your business and life change, with quarterly reviews for most clients.
Business valuation
Valuations are offered through Intrepid Solutions, a separate company. About valuations
Get to know Dave
A short video introduction from Dave, in his own words.
Ready to grow with purpose?
Let's create a plan to take your business to the next level, and build value every step of the way.